UNINSURED/UNDERINSURED MOTORISTS COVERAGE provides coverage that pays the insured, within coverage limits, for damages caused by drivers of uninsured or underinsured automobiles when such drivers are legally liable for the injury to the insured. Each state establishes the minimum limits of liability for this coverage and also whether the coverage is for bodily injury only or extends to cover property damage. Many states require that limits equal to the bodily injury and property damage limits be offered to the insured.
(Use ACORD Form #127)