FINE ARTS COVERAGE
insures scheduled works of art, including paintings, etchings, statuary, and stained or etched glass windows, against physical loss or damage. Coverage applies on premises, off premises and in transit. An exclusion for breakage is common but coverage for it can often be bought back for a significant premium surcharge. A requirement for professional packing may apply to some objects when they are transported or shipped. The valuation section is particularly important.