MOTOR TRUCK CARGO LEGAL LIABILITY COVERAGE
insures the legal liability of common or contract motor carriers for property of others consisting of cargo, when it is being hauled or transported by the carrier. Coverage applies only to the extent of the insured's legal responsibility for the property shipped and for the amount of liability for a loss. The United States Department of Transportation Federal Motor Carrier Safety Regulations provides guidance and direction on the liability of trucking concerns and their responsibility for the property being hauled. The bill of lading or other shipping document also addresses the legal liability of the carrier. Both the regulations and the bill of lading establish the legal framework to determine the liability of the insured for the property being hauled.