COMMERCIAL OUTPUT POLICIES
were originally designed for automobile manufacturers but are now more appropriate for any medium to large property exposure. The coverage provided is usually broader and more flexible than a business and personal property coverage form. The form includes a number of built-in inland marine and crime coverages. The perils or causes of loss included in the form are similar to the all risk perils or special causes of loss form but with fewer exclusions. The rating approach is unique and is based on the risk characteristics of the individual risk. Coverage can be written as a monoline policy or as a coverage part combined with other coverages, such as general liability, in a package policy. The ISO version of this form is known as the Capital Assets Program and the AAIS version is known as the Commercial Output Policy Program.