SPOILAGE COVERAGE
applies to direct physical loss or damage to perishable stock caused by equipment breakdown or contamination and/or by an interruption of power beyond the control of the insured. Established limits are available and the insured can select the cause(s) of loss to insure. The term "perishable stock" means personal property that must be maintained under controlled conditions for its preservation, because it is susceptible to loss or damage when conditions change. Examples of such perishable stock are inks, drugs, dyes, flowers or chemicals, in addition to food products.