UTILITY SERVICES–DIRECT DAMAGE COVERAGE.
Standard coverage forms exclude losses resulting from the disruption of on-premises communications, power or water utility services due to failure at an off-premises utility service provider, its power lines or any of the provider's equipment even if on the named insured's premises.. This endorsement fills that gap and covers such losses provided the disruption is due to physical damage of the utility service provider's facility, equipment or its power lines. However, cover applies only if the utility's physical damage is caused by an insured peril or cause of loss.