BUSINESS INCOME WITHOUT EXTRA EXPENSE COVERAGE
is identical to business income with extra expense coverage with one important exception. The only extra expenses that are covered are those that directly reduce the amount of the business income loss. Extra expenses incurred for the good of the business that do not directly reduce the business income loss are not covered. Examples of extra expenses for the good of the business are the costs of emergency trailers to keep operating even though the income earned is a fraction of what had been earned; surcharges paid to expedite shipping of vital equipment even though the business income is minimally impacted; the cost to purchase and maintain emergency generators to keep refrigeration units functioning even though the loss of income is barely impacted.