BUSINESS INCOME FROM DEPENDENT AND SECONDARY DEPENDENT PROPERTIES COVERAGE
applies to covered causes of loss that occur at scheduled dependent properties and/or secondary dependent properties that lead directly to the suspension of operations at the insured property. Examples of dependent properties include suppliers of the insured, customers of the insured, or even the lead store at a shopping center that draws customers to the insured. Secondary dependent properties are suppliers or customers of the primary dependent property. When direct damage occurs at a secondary dependent property so that operations are suspended, the primary dependent property must then suspend operation resulting in the insured being forced to also suspend operations. This coverage is provided using an endorsement attached to the business income coverage. There is no requirement that business income be purchased on the insured's premises as a prerequisite to purchasing business income from dependent properties coverage.